Buying a home is a significant and exciting endeavour, and we understand that it can be both thrilling and overwhelming. At Ashian, we are dedicated to ensuring that your home-buying journey is as smooth and successful as possible. To guide you through this process, we have outlined key steps that you and your Ashian REALTOR® will follow to make your search a seamless and enjoyable experience.
Determine what you can afford
Purchasing a home involves both one-time costs and ongoing monthly expenses. Understanding what you can afford is crucial. Our guide provides insights into down payments, mortgage insurance, and other one-time expenses to help you plan effectively
Obtain a pre-approved mortgage
Save time and gain clarity on your budget by obtaining a pre-approved mortgage. This protects you against interest rate increases but also streamlines your search by narrowing down viable options.
Typical one-time expenses
Explore the various one-time expenses that take over the home-buying process, such as mortgage application fees, legal fees, property inspections, and more. Being aware of these costs will help you plan your budget effectively.
Typical Monthly Expenses
Understand the typical monthly costs associated with homeownership, including mortgage payments, maintenance, insurance, condo fees, property taxes, and utilities. Planning for these ongoing expenses is essential for financial stability.
The major elements of an offer
I Learn about the key elements of an offer, including price, deposit, terms, conditions, inclusions/exclusions, and the closing or possession date. Our guide provides valuable insights to help you structure a compelling offer
Making an Offer
Get guidance on how to make a solid offer. Your Ashian REALTOR® can provide current market information, expertise, and advice to assist you in drafting an offer that aligns with your needs.
Property Inspection and Legal Professionals
Discover the importance of property inspections and the role of legal professionals in the home-buying process. These steps are crucial for ensuring your investment is secure and meets your expectations.
With You at Every Step
Count on your Ashian REALTOR® to be with you at every step of the home-buying process. Our professionals bring invaluable knowledge and expertise to ensure your needs are met, from property search to relocation.
Visit our website at Ashian.ca for more information about buying your new home. If you have any questions or need further assistance, please don’t hesitate to call your Ashian REALTOR®.
We look forward to helping you find your dream home.
